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Open Your CD Account Online

0.51 % APY*
12-Month CD

Application Information

myCDbank.com consistently pays competitive rates on certificates of deposit (CDs). To ensure that the greatest number of customers can benefit from our high rates, myCDbank.com limits aggregate deposit balances to $1 million per tax identification number. We offer a variety of terms, and your account is federally insured to at least $250,000 per depositor by the Federal Deposit Insurance Corporation (FDIC). 

Please note that myCDbank.com products are not currently available to potential depositors in Texas and Ohio. Here are some guidelines to get started.

Guidelines

  • For joint or individual personal accounts only without beneficiaries
  • Account holders must be United States citizens with a valid Social Security number
  • Powers of Attorney will not be accepted to open an account
  • You can contact us any time you need additional information

Customer Identification Program

In accordance with Section 326 of the USA PATRIOT Act signed October 26, 2001, all persons who have accounts at myCDbank.com are subject to the Act's identity verification requirements even though they may be long-term customers of, and well known to, myCDbank.com.

For purposes of the regulation, an "account" includes every formal banking relationship that entails ongoing services, dealings, or transactions, including deposits such as money market, statement savings, and CD accounts.

If you request to open an account or become a signatory on an account with myCDbank.com and we have not previously verified your identity under the Act's regulatory requirements, we must request documentary verification of your identity, such as a driver's license or passport.

Select a CD

 
  • All products insured by the FDIC to at least $250,000 per deposit account
  • A full range of terms to fit your investing needs
  • Apply to open your account online, right now
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